We're in the Money: Online Shopping Do's & Don'ts with Lineage Bank

May 09, 2022 at 11:09 am by RMGadmin

The idea of ordering something from the comfort of your home and having it arrive days later is very appealing. Whether it be for speed or  convenience, Americans are shopping online more than ever before. While the perks of online shopping may sound ideal, buyers should be aware of safe practices while surfing the web for a great deal.


Do YOUR homework: Before entering your information, research the website, policies, and reviews. 

Do know what information to provide: It is typical for sites to ask for names, addresses, phone numbers, and debit/credit card numbers. However, never give out your bank routing number, social security number, or driver’s license number. 

Do a URL check: Scammers often replicate sites but use different extensions like .ru, .cc, or .cn instead of .com. 

Do frequent statement checks: Online shoppers should regularly check statements after making a purchase.

Do a Quality Check: Most online retailers have a toll-free customer service line. Give the number a call to very credibility, especially if this is your first time buying from this seller. 


Don’t Fall Victim: If it looks too good to be true, it probably is. Be careful of ‘Today Only’ or ‘24-Hour’ Deals. Instead, do your research on the company and its products. 

Don’t Use a Personal or Business Email: Shoppers should create an email specifically for online purchases. This avoids overloading important inboxes and lessens the burden if the email is ever hacked.  

Don’t Allow Time to Pass: Inspect it immediately once your order arrives. It is much easier to get refunded or have the item replaced soon after it initially arrives. 

Don’t Shop on Public Computers: Entering personal information on computers other than your own puts you at risk of having important information stolen. 

Don’t Click on Suspicious Links: Scammers have learned to take advantage of our online shopping habits. So, be careful of the website you visit and the links you click while shopping online.

Remember, online shopping may be appealing, but it is crucial to understand the potential drawbacks if best practices are not adequately utilized.